Supporting better underwriting and risk understanding.
mnAi provides structured company data that enables insurers to improve classification, assess exposure, and apply consistent data across underwriting and portfolio analysis.
The Challenge
Insurance decisions rely heavily on understanding what companies do and how they operate.
However, in practice, insurers often face:
- Inaccurate or overly broad industry classification
- Limited visibility into company activity and structure
- Inconsistent data across underwriting and portfolio systems
- Difficulty analysing exposure across large portfolios
This leads to misclassification of risk, inconsistent underwriting decisions, and reduced confidence in portfolio exposure.
Even small inaccuracies in classification or company understanding can have a disproportionate impact on pricing, underwriting decisions, and exposure management. At scale, this creates challenges in maintaining consistency across portfolios and identifying concentrations of risk.
Insurers require a structured, activity-based view of companies that reflects real-world operations and can be applied consistently across underwriting and portfolio analysis.
How mnAi Supports Insurers
A structured, activity-based view of companies
mnAi provides a structured, activity-based view of companies, enabling insurers to apply consistent data across underwriting, exposure analysis, and portfolio management.
By combining firmographic, classification, and relationship data, mnAi enables:
- More accurate understanding of company activity
- Consistent application of classification across portfolios
- Improved visibility into ownership and relationships
- Scalable analysis across large datasets
Built to reflect real-world company activity:
Not just static classifications - structured data that reflects what companies actually do.
Where mnAi is Applied
Applications across underwriting and portfolio management
Underwriting & Risk Assessment
Improve the accuracy and consistency of underwriting decisions.
- Structured firmographic and activity-based data
- Consistent attributes across companies
- Better visibility into operational characteristics
Supports more informed and consistent underwriting
Industry Classification
Define risk based on what companies actually do.
- Activity-based classification
- More granular and accurate categorisation
- Consistent outputs across portfolios
Reduces misclassification and improves risk alignment
Exposure Analysis
Understand risk across portfolios and sectors.
- Analyse exposure across industries and geographies
- Identify concentrations and trends
- Segment portfolios using structured variables
Enables better portfolio oversight and management
Entity & Relationship Intelligence
Understand connections that impact risk.
- Identify ownership structures and group relationships
- Map connections between companies and individuals
- Provide context for exposure and dependency
Supports a more complete view of risk
Core Capabilities in Practice
Insurers typically leverage mnAi across:
Industry Classification & Segmentation
Company & Firmographic Intelligence
Entity & Relationship Intelligence
Data Creation & Enhancement
Why mnAi
Insurers choose mnAi because it provides:
Accuracy
Classification based on real-world activity. Structured, reliable company data.
Consistency
Standardised outputs across underwriting and portfolio systems. Alignment across teams and workflows.
Scale
Billions of data points across company populations. 450+ structured variables per company.
Structure
Data designed for analysis and integration. Consistent definitions across datasets.
Traditional classification systems are often static and broad, while AI-based approaches can be inconsistent and difficult to standardise.
mnAi provides:
Structured, activity-based classification and firmographic data that can be applied consistently across underwriting and portfolio analysis.
Outcome
A more accurate, consistent, and scalable approach to underwriting and exposure analysis - supporting better risk understanding and decision-making.
Speak to our team about insurance applications
Learn how mnAi can support your organisation.