Banking use-cases
Data-led decision making for the SME banking sector
mnAi allows banks to strengthen their portfolio strategies, build trust with stakeholders and remain agile in a rapidly changing regulatory and economic landscape.
Enhanced Credit Risk Assessment
mnAi's data-driven insights allow banks to perform comprehensive SME credit risk assessments by providing real-time data on company financials, governance structures, and ESG factors.
Our data supports the banks' ability to predict borrower default risks, optimise lending decisions, and allocate capital efficiently; supporting better risk management and minimising potential losses.
Streamlined KYC and Compliance Checks
mnAi simplifies Know Your Customer (KYC) processes by delivering fast, reliable data on customer backgrounds, corporate affiliations, and network connections.
Our data helps to reduce time and resources spent on KYC and compliance while enhancing accuracy, allowing banks to meet regulatory requirements more efficiently and reduce operational costs.
Proactive Portfolio Management and Monitoring
mnAi's platform provides real-time alerts and portfolio analysis, enabling banks to monitor changes in customer creditworthiness, compliance status, and sector related risks.
By proactively managing portfolios, banks can address emerging risks and capitalise on growth opportunities, ensuring a balanced and profitable portfolio.
Data augmentation and data enrichment
mnAi supports banks by providing data augmentation and enrichment tools that automatically fills gaps and enhance accuracy in client records.
By integrating real-time data from diverse sources, mnAi reduces reliance on manual data entry, capturing critical information banks may otherwise miss and enabling improved customer profiling, higher levels of data accuracy and reduced manual workload.
Data-Driven Product and Service Innovation
mnAi provides banks with comprehensive data insights that reveal market trends, customer needs, and emerging risks, allowing banks to design new, tailored products and services.
By leveraging mnAi's real-time data on financial performance, ESG factors, and industry-specific markers, banks can identify unmet customer needs and develop offerings that cater to niche markets or evolving regulatory requirements.
New Business Development and Lead Generation
mnAi enables banks to identify high-potential new business opportunities by mapping market sectors, growth trajectories and company profiles in real-time.
By using mnAi's data, banks can locate emerging businesses, analyse sector trends and create targeted outreach strategies to approach companies with aligned financing needs.
Industry Experts
Want to learn more? Connect with one of our industry experts for personalised insight and guidance. Our team is here to help you explore how mnAi’s solutions can address your specific challenges and support your business goals.